How Does it Work?
After you sign up we will provide you with a free copy of your personal credit file. With that information, we will be able to identify all the negative listings (black marks) that we can remove. It sounds simple, but our specialist staff have years of experience. Taking into account all of your circumstances, we are then able to assess your situation and advise on the best course of action and likely outcomes.
Our trained staff will go directly to the creditor or ombudsman and argue your position. Using the information that you have already provided us, our in-depth knowledge of the creditor’s own policies, terms and conditions, as well as a wide range of credit regulations and government legalisation, to build a case for the creditor to remove the negative listing. We know the industry well and we know how to achieve the best outcome, in the least amount of time.
Just because the creditor agrees to remove the negative listing, we still need to ensure the credit reporting agency removes the listing from your credit file. Budget Credit Repair’s specialist staff have a strong working knowledge of how credit reporting agencies, like Veda, work. We use that knowledge to proactively follow up to ensure that your credit file is up to date.
Credit Repair ServicesBudget Credit Repair offers the full range of Credit Repair Services including:
- Payment Defaults removal
- Court Judgements
- Crossed or linked credit files
Loan, Mortgage and Refinancing ServicesBudget Credit Repair offers a wide range of low interest mortgage and loan services, including:
- Home or investment property finance
- Vehicle finance
- Unsecured loans up to $25,000
- Re-financing existing debts
- Debt Consolidation